Major works: debt advice

Major works: debt advice

We understand that major works can involve leaseholder having to pay large sums of money to pay towards their share of the cost.

The following organisations may be able to help you organise your finances and budget:

Citizens Advice Bureau

Money Advice Service

Christians Against Poverty

Money Saving Expert

Failure to pay a service charge / major works invoice can ultimately lead to the forfeiture of your lease. If this happens you will lose the right to live in your home. If you have a mortgage your mortgage lender will normally do one of two things:

• Pay your debt and then add that to your They will charge a fee for doing this.
• Repossess your property to prevent us from taking back ownership.

Forfeiture proceedings will only start once other avenues to collect the money owed have been exhausted.